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What is Payday Loan Consolidation?

What is Payday Loan Consolidation?

What is Payday Loan Consolidation? Payday loan debt can be difficult to get out of because of the high interest rates and short repayment terms. Most payday loan borrowers end-up rolling over existing payday loans into payday loans. This can lead to higher interest rates and a vicious cycle of debt. Consolidating payday loans is […]

Can Debt Consolidation Help With Payday Loans?

Can Debt Consolidation Help With Payday Loans?

Can Debt Consolidation Help With Payday Loans? We are often asked by people whether consolidating debt will impact their credit. It depends on your financial situation as well as the type of consolidation you are considering. While consolidating your debt with a loan may reduce your monthly payments, and offer short-term relief, a longer-term could […]

How do I Consolidate my Payday Loans

How do I Consolidate my Payday Loans

How do I Consolidate my Payday Loans? Consolidating payday loans means that you combine all your existing payday loans into one loan. Consolidating payday loans is a way to reduce borrowing fees and to set more manageable repayment terms for the loan. There are several ways to consolidate payday loans: you can take out a […]

Can I go to Prison for Not Repaying a Payday Loan?

Can I go to Prison for Not Repaying a Payday Loan?

Can I go to Prison for Not Repaying a Payday Loan? You cannot be imprisoned for not repaying your debt. If you are sued for outstanding debts, you will be taken to a civil court. However, in rare circumstances, a civil debt collection lawsuit might turn into a criminal prosecution, putting you in jail. However, […]

File For Bankruptcy If You Still Have Outstanding Payday Loans?

File For Bankruptcy If You Still Have Outstanding Payday Loans?

Are You Able to File For Bankruptcy If You Still Have Outstanding Payday Loans? You can either pay all or part of a payday loan in Chapter 7 bankruptcy, but it is better to avoid it altogether.  There are some special issues that you should consider before you file for bankruptcy. Bankruptcy Creditor challenges Payday […]