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What Is The Maximum Payday Loan Amount?

A payday loan can be used to borrow as much as $35,000 in the United States. OakParkFinancial can help with loans starting at $100 and ending up to $35,000. Your financial situation, income and affordability will all affect the amount of money you can borrow.

How can I find out how much I can borrow?

Your credit score and outstanding debt will determine how much you can borrow for a payday loan. This applies to personal, short-term and payday loans. You don’t have to be anxious. We’ll help you get a loan that suits your needs, even if you don’t have perfect credit.

How can I get started?

Fill out our inquiry form to find out how much you can borrow. If you accept the loan offer, funding will be available in 24 hours. Your credit score will not be affected by your inquiry.

What should I use a payday loan for?

Payday loans can be used all over the country to address short-term financial difficulties. Payday loans should not be used as a long-term solution to financial problems.
You should be clear about the consequences of not paying your loan repayments before you take out a loan. 
A payday loan can help you get out of financial trouble and provide an immediate boost to your finances.
Dos
A payday loan can be used to pay for one-off expenses. These could include repairs to your car, boiler replacements or hospital or veterinary bills.
Don’t
Payday loans should not be used for shopping, frivolous spending or night out partying. If you need to repay an existing loan, a payday loan is not the right choice
You should carefully consider whether a payday loan is the right option for you. Consider other options for managing your finances such as borrowing from friends and family before applying for a payday loan.

Are there restrictions on how my loan funds can be used?

Although we offer some suggestions on how to use a payday advance, once it is in your account, you can spend it however you like. There are no restrictions from the lender. 
But the cash cannot be used to pay for illegal activities and the money can’t be gambled with. There may be restrictions depending on where the money is borrowed in the USA.
These could vary from Texas to Florida to California. You should check with your lender to see if any restrictions apply to the use of the loan to fund college expenses.

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