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Terms of Use

Welcome to the web site (“Site”) of Oakpark Financial d/b/a oakparkfinancial.com (“oakparkfinancial.com,” “we” or “us”), http://www.oakparkfinancial.com (the “Site” or “Web Site”). Oakpark Financial is the sole owner of the Site. These are the terms and conditions that apply to your use of the Site. If you use our Site, you agree to these terms. You should check this page regularly for changes, as continued use of the Site will signify your acceptance of any new items.

Our Intellectual Property

The oakparkfinancial.com name and oakparkfinancial.com-branded seals, logos, and related marks are registered trademarks/design marks of oakparkfinancial.com or its affiliated companies. The oakparkfinancial.com Website seal and other such marks are trademark/certification mark(s)/service mark(s) of oakparkfinancial.com. All rights reserved.

Our Site and all its contents (articles text, photographs, illustrations, graphics and video material, audio material, and software — collectively the “intellectual propriety”) are protected by copyright and trademark laws in the United States as well as international conventions. Oakparkfinancial.com owns or controls the intellectual property. The Site is also protected by copyright as a collective work and/or compilation.

No portion of this Site may be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose that oakparkfinancial.com does not expressly permit.

You can browse the Site and download small quantities of material that you find interesting. All copyright, trademark, and other notices found in your copies must be preserved except as provided by these Terms & Conditions. You are not permitted to reproduce or permit others to reproduce your copies.

You may also not make them available electronically without our written consent. A significant amount of material on the Site may not be saved or archived. It is forbidden to modify or alter the Site’s content. Except as stated in these Terms and Conditions, you are prohibited from copying, downloading, display, publishing, entering into a database, or performing any other activity than what is permitted.

Proper use of our Site

This Site may not be used for any illegal or prohibited purpose or cause damage on or through the Site. All communications you make through or with the Site comply with applicable local, state, or national law.

You agree to defend, indemnify and hold oakparkfinancial.com, its officers, directors, employees, agents, licensors, business associates, and suppliers harmless from and against any actual or threatened claims, actions or demands, liabilities, and settlements including, without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the Site in a manner that violates or is alleged to violate this Terms and Conditions statement or any applicable law.

Transactions

Certain areas of this Site enable you to apply for financial services through oakparkfinancial.com. Each state/territorial where oakparkfinancial.com has been licensed will set out the License Agreement[s] governing those loans. oakparkfinancial.com has the right to refuse or accept your loan application after receiving your application.

Use of communication services

Oakparkfinancial.com may include bulletin boards, chat areas, newsgroups, forums, communities, or personal web pages. There might also be calendars or other communication tools that allow you to communicate with the general public or a specific group (collectively “Communication Services”). The Communication Services are only for sending, receiving, and posting appropriate and relevant messages to the specific Communication Service. You agree, but not as a limitation to the above, that you will not use a Communication Service for:

  • Do not harass, harass, stalk, threaten, or violate the rights of others (such as privacy and publicity rights).
  • You may publish, upload, distribute, or disseminate any offensive, profane or infringing topic, name, material, or information.
  • Upload files that contain software and other material protected under intellectual property laws (or rights to privacy of publicity).
  • Upload files that are corrupted, viruses-ridden, or that have similar software that could cause damage to another computer’s operation.
  • Advertise or offer to buy or sell any goods or services, except that the Communication Service allows such messages.
  • Send or conduct surveys, contests, or chain letters.
  • You can download any file that another user on a Communication Service has posted.
  • Upload files that contain author attributions, legal notices or proprietary labels or labels indicating the source or origin of software or material.
  • You can restrict or prohibit any other user from using the Communication Services.
  • Do not violate any codes of conduct or guidelines that may apply to a particular Communication Service.
  • Without their consent, harvest or collect information about other people, including email addresses.
  • It would be best if you did not violate any laws or regulations.

Oakpark Financial is not obligated to monitor Communication Services. Oakpark Financial reserves the right to examine any material posted to a Communication Service and remove it at its sole discretion. Oakpark Financial reserves all rights to end your access to any or every Communication Service at any time, without notice.

We reserve the right to at any time disclose any information necessary to comply with any applicable law, regulation, or legal process, or to edit or refuse to post any information or materials at our sole discretion.

When you give out personally identifying information about yourself and your children through any Communication Service, you agree to use caution. Oakpark Financial is not responsible for the content, messages, or information in any Communication Service. Oakpark Financial expressly disclaims all liability concerning any Communication Service or any actions that may result from your participation. Managers and hosts, while not authorized Oakpark Financial spokespersons, are free to express their opinions.

There may be posted restrictions on using, reproducing, and disseminating materials uploaded to a Communication Service. If you download materials, you are responsible for complying with these limitations.

Access restriction/termination

oakparkfinancial.com reserves all rights to refuse access to its website or any part thereof, at any time and without notice.

Disclaimer of Warranty, Limitation on Liability, and Release

Oakparkfinancial.com cannot guarantee the accuracy or completeness of the information on this Site. Reliance on information on the Site is at your risk

The SITE AND ALL IT’S CONTENTS ARE PROVIDED “AS IS.” oakparkfinancial.com DOES NOT MAKE ANY WARRANTIES OR REPRESENTATIONS EXPRESSED OR IMPLIED. This includes, but is not limited to, the IMPLIED WARRANTIES MERCHANTABILITY, FITNESS TO A PARTICULAR PURPOSE OR TITLE, TITLE OR NON-INFRINGEMENT of THE RIGHTS OTHER PARTIES ACCURACY, DATA ACCURACY, QUIET ENJOY

Oakparkfinancial.com and any other parties involved in creating the Site or its contents will not be liable for damages or injuries.

oakparkfinancial.com DISCLAIMS ANY WARRANTY OR REPRESENTATIONS REGARDING THIS SITE’S MATERIALS IN TERMS THEREOF OF THEIR TIMELINESS CORRECTNESS ACCURACY RELIABILITY OR ACCURACY. While we make every effort to provide accurate and timely information about oakparkfinancial.com on this Site, you should not assume that the information is always up-to-date or that all relevant information about our company is available. We are not obliged to verify or maintain the accuracy of such information.

The law that applies may not allow for the exclusion or limitation of liability for incidental, consequential, or other damages. Some of the limitations and exclusions above may not apply to your situation. However, in no event shall oakparkfinancial.com’s aggregate liability to you or any third party for damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this Site or $100, whichever is lesser. All actions must be brought within one year of the date that the cause of action accrues. Any actions filed after this date will be barred.

If you have a dispute with oakparkfinancial.com, you release oakparkfinancial.com (and our officers, directors, agents, and employees) from claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, suspected, and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.

Links to other sites

Our Site may provide links to websites not operated by oakparkfinancial.com. You are responsible for your actions when you access any other linked sites to this Site. Third-party websites are not under our control. We cannot guarantee the reliability or accuracy of the information on third-party websites, even if a representative from our company leaves a comment or is quoted. We do not assume responsibility for any content or services provided by third-party sites. Statements made on third-party Websites linked to or from this Site reflect only the views of their authors and not oakparkfinancial.com.

Unless otherwise outlined in a written agreement between you and oakparkfinancial.com, you may link your Web site to the home page of our Site. [provided that you adhere to the following linking policy: (i) any link to oakparkfinancial.com’s Site must be a text-only link and marked “oakparkfinancial.com Site,” (ii) the appearance, position, and other aspects of the link may not be such as to damage or dilute the goodwill associated with oakparkfinancial.com’s name, trademarks, and certification marks, (iii) the link must “point” to the URL http://www.oakparkfinancial.com and not to other pages within our Site, (iv) the appearance, position and other attributes of the link may not create the false appearance that your organization or entity is sponsored by, affiliated with, or associated with oakparkfinancial.com, (v) when selected by a user, the link must display the oakparkfinancial.com Site on full-screen and not within a “frame” on the linking Site, and (vi) oakparkfinancial.com reserves the right to revoke its consent to the link at any time and in its sole discretion.]

Violations or Additional Terms

oakparkfinancial.com reserves all rights to pursue any remedy at law or equity for any violations of the Terms and Conditions statement. This includes suspending or blocking access to the Site. For more information on privacy policies, please refer to our Privacy Policy.

There is no waiver

Oakparkfinancial.com’s failure to enforce these Terms and Conditions shall not be deemed a waiver of any rights under these Terms & Conditions. Oakparkfinancial.com’s receipt of funds or the reliance on our actions will not be considered a waiver of any portion of these Terms and Condition. A specific written waiver signed by an authorized representative at oakparkfinancial.com will have legal effect.

Severability

Any clause or provision in this Terms and Conditions Statement that is found to be illegal, invalid, or unenforceable under any law shall be removed. This will not affect the enforceability or validity of any other clauses or provisions.

Jurisdiction and Governing Law

These Terms and conditions and any disputes arising from or related to them and/or the Privacy Policy or this Site will be governed under U.S. federal law as well as the laws of Utah without regard to its conflict-of-law principles. Any dispute arising from these Terms and Conditions shall be settled in Utah County, Utah. This is the location of our headquarters. For any legal proceeding relating to the Site, you agree to submit the personal jurisdiction of the courts of Utah regardless of who initiated it.

This English-language Terms and Conditions statement is oakparkfinancial.com’s official agreement with users of this Site. This English-language document will control in the event of any inconsistency between the English-language Terms & Conditions statement and its translation to another language.

Modifications to the Agreement

oakparkfinancial.com has the sole right to change, modify, or alter this agreement at its discretion. This Web site will notify you of any changes. For any changes to the Terms of Use or Additional Terms, please check this Web site periodically. Continued use of oakparkfinancial.com will signify your acceptance of these changes and your agreement to them without restriction, qualification, or change. You must immediately stop using this Site if you don’t accept these changes.